When someone else's carelessness causes a serious injury, the medical bills, missed work, and calls from insurance adjusters can pile up quickly. Gross Law Group represents injured people and families in Pensacola, Gulf Breeze, Pace, Milton, Cantonment, and throughout Escambia and Santa Rosa Counties.
Our injury practice concentrates on cases with serious harm: truck and commercial vehicle crashes, car accidents with permanent injuries, rideshare crashes, and catastrophic injuries and wrongful death. Our Pensacola office is at 21 East Garden Street, Suite 208, downtown.
The first consultation is free. Call (850) 331-7775 or contact us online.
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Key Takeaways for Pensacola Injury Victims
- Florida generally allows two years to file a negligence lawsuit for injuries after March 24, 2023.
- A person found more than 50 percent at fault for their own injury cannot recover under Florida law.
- Commercial trucks, company vehicles, and rideshare vehicles usually carry more insurance than private drivers.
- Florida changed how medical damages are proven in 2023, which makes documentation of your care important.
- Fee terms are set out in a written agreement.
Personal Injury Cases We Handle in Pensacola
- Truck accidents: tractor-trailers, dump trucks, log trucks, and delivery trucks on I-10, I-110, U.S. 29, and U.S. 98
- Car accidents causing permanent or serious injuries
- Commercial and company vehicle crashes, including delivery vans and service vehicles
- Uber and Lyft crashes
- Motorcycle, bicycle, and pedestrian crashes
- Catastrophic injuries: brain injury, spinal cord injury, amputation, and burns
- Wrongful death
- Serious injuries caused by unsafe conditions or inadequate security at businesses and commercial properties
Crashes involving a business vehicle or a rideshare driver can raise additional insurance and liability questions. See our Pensacola pages on commercial vehicle accidents, employer fleet accidents, rideshare accidents, and delivery vehicle accidents.
Why Insurance Coverage Shapes a Pensacola Injury Case
Florida requires vehicle owners to carry PIP and property damage liability insurance, but not bodily injury liability coverage for most drivers (FLHSMV). That means the person who caused a crash may have little or no insurance to pay for a serious injury. We look for all available sources of recovery, which may include:
- Commercial trucking insurance, which for interstate for-hire carriers starts at $750,000 under 49 CFR 387.9
- Rideshare coverage of at least $1 million during a ride under Fla. Stat. 627.748
- Employer and fleet policies when a driver was working
- Your own uninsured and underinsured motorist coverage
- Property owners' liability insurance in premises cases
Florida Law That Affects Your Claim
Under the 2023 changes to Florida law (HB 837), most negligence claims arising after March 24, 2023 must be filed within two years (Fla. Stat. 95.11(5)(a)), and wrongful death claims also carry a two-year deadline (Fla. Stat. 95.11(5)(e)). Florida now uses modified comparative fault: in most negligence cases (medical negligence claims are an exception), a person found more than 50 percent at fault for their own injury cannot recover damages, and a lower share of fault reduces the recovery (Fla. Stat. 768.81(6)).
In auto cases, Florida's no-fault law also limits claims for pain and suffering to injuries that meet a threshold, such as a permanent injury or significant scarring (Fla. Stat. 627.737(2)).
HB 837 also changed how medical bills are proven. Evidence of medical bills that have already been paid is now limited to the amount actually paid; evidence of unpaid bills generally includes what the injured person's health coverage would pay (or, for people without private coverage, an amount tied to Medicare or Medicaid rates); and treatment under a letter of protection must be disclosed (Fla. Stat. 768.0427). That makes careful documentation of current and future care more important than ever.
Local Courts
Personal injury lawsuits arising in Escambia and Santa Rosa Counties are filed in Florida's First Judicial Circuit (Florida Courts). Some cases against out-of-state companies may be heard in the U.S. District Court for the Northern District of Florida, which holds court in Pensacola (28 U.S.C. 89).
How Gross Law Group Works With You
- We investigate the incident, gather records, and work to identify all responsible parties and insurance policies.
- We handle communications with insurance companies.
- We work with your medical providers to document your injuries and future needs.
- We keep you informed and explain your options at each stage, including whether to accept a settlement offer, which is always your decision.
- If a fair resolution is not offered, we are prepared to file suit and take the case to court.
Talk With a Pensacola Personal Injury Lawyer
Call Gross Law Group at (850) 331-7775 or send us a message. We handle injury cases on a contingency fee: No Recovery, No Fee. The first consultation is free.
Injured in Bay County? See our Panama City personal injury page. For an overview of our injury practice, visit Florida personal injury.
Gross Law Group, P.A. – Pensacola Office
21 East Garden Street, Suite 208
Pensacola, FL 32502
Phone: (850) 331-7775
Pensacola Personal Injury FAQs
How long do I have to file a personal injury lawsuit in Florida?
For most negligence claims arising after March 24, 2023, Florida law allows two years to file under Fla. Stat. 95.11(5)(a). Wrongful death claims also have a two-year deadline. Some claims, such as those against government entities, have additional notice requirements.
What if I was partly at fault?
Under Florida's modified comparative fault rule, your recovery is reduced by your share of fault if you are 50 percent or less at fault. If you are found more than 50 percent at fault, you cannot recover damages.
Do you handle cases in Santa Rosa County?
Yes. Our Pensacola office handles injury cases throughout Escambia and Santa Rosa Counties, including Gulf Breeze, Pace, Milton, and Navarre.
Will my case go to trial?
Most personal injury claims resolve without a trial, but some do not. We prepare each case so it can go to court if a fair resolution is not offered, and the decision whether to accept a settlement offer is always yours.
How much does Gross Law Group charge?
See fee terms in your written agreement. The first consultation is free.